97% off annuity rates – with Class 2 NI contributions

Annuities are dear, so if someone offers you 97% off, you run, not walk to take them up on it. If you are an early retiree, don’t leave State Pension on the table. You need to get enough NI to get a full SP before you reach SP age, though don’t be in too much of a hurry to pay extra years until you are in the endgame of working.

I’ve always wanted a good reason to pinch this pic from Monevator’s post that kicked me up the backside to get into the market in 2009, and now I have it

The Ermine declared himself done with work in 2012, and little has occurred in the intervening seven years to make me enamoured with the idea of working again. I’d reconsider if I were going to live forever, or perhaps even to 150+.  Despite Monevator’s exhortations to the educated erstwhile specialists among us to get their asses back into the workforce – on a post ironically titled Choose Time, I can’t be arsed, I’ll choose time, thanks.